221 Timberline Drive
Fort McMurray, AB
Homeownership is closer than you think!
Are you a hard worker who finds it difficult to qualify for a mortgage?
Life in Fort McMurray tends to attract all kinds of hard-working people who are looking to step up and get ahead in life. It’s an exciting city and the stories from the people I meet and help makes me imagine we’re living in a city that allows people to be a part of a modern day ‘gold rush’ – bringing in people from all over Canada (and the world). Yet in all of our efforts to ‘get ahead’ financially and to get serious with our life plan, homeownership is still a dream that for many of us feel just beyond reach.
Whether you came just to ‘work’ and ended up falling in love with the place, or if you are simply looking for a place to move your family into so you can be closer while achieving your goals – it shouldn’t have to be as difficult as traditional lending institutions make it, especially when you’re able to show that you earn a great Fort McMurray wage! There are so many reasons why the big banks will not lend to good and hard-working people, and having them say “no” can make it feel like all hope is lost… that the dream of owning a place to call “home” is no longer possible. Maybe you’ve had your credit destroyed in your younger days and have had trouble bouncing back. Maybe they don’t want to deal with you because you’re a first time home buyer. Or maybe you’ve never even owned a credit card and you pay all of your bills with cash (and on time). How about if you just moved to Canada and are able to afford a down payment but the bank won’t let you qualify for a mortgage without having credit history in Canada?
That’s where to Rent To Own comes in.
Rent To Own is a way to get a home now, without having to rely on the big banks. It’s done in a little less ‘suit and tie’, stiff atmosphere, and is done by good people who enjoy helping others get ahead. The quick summary is you enter in an agreement with a homeseller to buy their house at a agreed upon future price in 2-3 years, and in the meantime you ‘rent’ that property while working with a credit coach to fix your credit so you can actually be eligible for a mortgage. You’ll also work with them to build a ‘savings’ road map so you can learn how to put aside enough money each month so you can have enough for the down-payment in a couple of years. It’s the ultimate way to stay accountable and get results when it comes to fixing credit and getting on the right foot with your financial independence.
Yep, that’s right – it allows you to live in your dream home today, so you can enjoy all the benefits that come with home ownership… All while working on your action plan to save up the additional down payment or to repair (or establish) your credit. In fact, Rent To Own should be considered the step to take towards unlocking and obtaining conventional financing through the banks down the road! If you meet the criteria as a successful rent to own applicant, we can get started this week going and looking at properties that you would like to buy!
So why would someone need to use a Rent To Own strategy to purchase a home in Fort McMurray? Well, as I pointed out earlier, many people are denied the opportunity of OWNING their own home because they do not fit the so-called “credit box” of most banks or mortgage companies today. It’s not that the banking institutions are evil or out to get you, the problem is that most banks or mortgage companies are just NOT interested in providing you with the necessary “education” to become eligible for a mortgage – because that is NOT the business they are in! Banks are in the “lending” business.
Thankfully, with a little extra work, the right road-map for success, and a little extra time, you can fit their “credit box”!
Am I Eligible For Rent To Own? Click to find out now
So who is Rent To Own a good fit for?
Some reasons why you may not be eligible for a mortgage, and who the Rent To Own strategy tends to work best for are those who:
- do not enough down payment.
- have slightly bruised or blemished credit.
- have fallen victim to identity theft.
- are recently divorced.
- are self employed.
- have paid cash and never established credit (or are new to Canada).
- have previous bankruptcy.
Just remember this one key thing: If you can’t qualify for a mortgage for any of the reasons listed above it doesn’t make you a bad person or a failure! You’re human and any of these things can happen to the best of us.
Thankfully Rent To Own allows you to fix your situation. All it takes is a little extra work, the right guidance, a determination to succeed, and short-term focus on your education (as in learning from a mentor on how banks and mortgages work).
That’s where my team and I come in.
The key to making this strategy work for you is by aligning yourself with the right seller and the right teacher at the right time. You’ll be quick to learn that rent to own can be an extremely powerful financing option, especially for people who feel like they are at a disadvantage. We’re uniquely different than the rest in Canada because it is our mission to make home ownership a win for you, a win for the home seller, and a win for our team. There are a few horror stories from people falling victim to sketchy rent to own practitioners, and to battle that perception, we go out of the way to ensure we create ethical and real solutions for Canadians. Since making this our focus we’ve been able to set a new standard in an industry where the average rate of success is only 50% – WE pride ourselves on a track record of setting up over 100 Rent To Own deals and having a 97% success rate!
I’m going to re-iterate that and let that statistic settle with you for a moment. If you try to pursue Rent To Own with the wrong team you only have a 50% chance of success. Do you like the idea of essentially gambling your future on the flip of a coin, or would you like to see something that’s predictable, safe, and secure? Fill out our Eligibility survey below to see if you’re a good fit – and we’ll let you in on exactly how we use our proprietary methods for all of our Rent To Own projects, so you can see exactly how secure rent to own is. And if you feel it’s not right for you, just let us know. We don’t believe in high pressure or lame sales tactics, and as we will be working with you to help you succeed on your custom roadmap to homeownership, we want you to feel like you’re in good hands.
Yep, each person is different, and each situation requires a custom-made ‘roadmap for success” – it’s all based on your personal wants, needs, and goals. We also will show you how we take it another step further by providing you with access to our superior credit coaches who will be with you on every step of this journey – coaching you along each of your milestones so that you can actually reclaim your credit.
So if you want to own a home but the banks or mortgage companies are saying “NO”, click here to fill out the Rent To Own Eligibility Application to see if our ‘roadmap to homeownership’ can work for YOU!